Quote Originally Posted by Albert Clark View Post
Yep! Don't leave home without the insurance on the way to the exotic vets office. It's really very convenient. There are several and the one i have is called CareCredit. They offer two types of plans and they are 6 and 12 month "no interest". The other is the extended payment plan 24, 36, 48, 60 months at 14.9%apr. OP says she/he is only sixteen but it boils down to responsibility for the animals health. This way things get paid and you can work out the details and payback later. Oh KMG, its per animal/ visit.
I looked at Care Credit and it is not insurance, its a charge account. With it you are on the hook for the entire amount but with an actual insurance they pick up a portion of everything covered under the plan.

I also ran across this. "On qualifying purchase of $200 or more made with your CareCredit credit card account at enrolled provider locations. Interest will be charged to your account (at the rate of 26.99% for new accounts) from the purchase date if the promotional purchase is not paid in full within the promotional period."

It seems the 27% apr is for those with bad or no credit. Id still rather put it on one of my cards with lower apr and that earns cash back.

How many times have you had to use your pet insurance and Care Credit on your exotic pets?