Pets are a great responsability so my post might not be popular and YOU might not like it but it will honest.
Based on everything I read (from husbandry to a 2 months old prolapse) as well as the fact that you are tight when it comes to finances the best advice I can give you is to re-home your animal with someone knowledgeable and financially stable for now.
This will give you the time to do some research on husbandry (which is MUCH needed), and will also give you time to get financially stable.
If finances are tight imagine what will happen when the vet bill for a burn arrives and because you do not regulate your temps this is not a if but a when.
The prolapse also need to be addressed and it's beyond homemade remedy at this point, we are talking about another vet bill.
So anyway hopefully you will take all that in consideration.
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