Prior flawless transactions are all good but now this is a new transaction! A payment plan is a service that really doesn't have to be offered. If the seller is business minded enough to extend a payment plan to a buyer the onus is on the buyer to be responsible and adhere to the terms. This guy is a joke! You shouldn't entertain his irresponsibility. I have a payment plan agreement right now on a animal I am purchasing. It is a 60 day payment plan but I am paying it off in less than 30. I mentioned in a different post how the customer is always right but that is not always true. Don't let this guy waste your valuable time. He obviously doesn't know what he wants. He probably is still shopping for a better deal elsewhere. Stay in peace and not pieces.