The couple in that article don't see very smart at all. While termed a lease, it's a payment contract so if they stop making payments the seller can get the dog back.

The contract required regular service and maintenance and allowed the finance company to “inspect the pet at any reasonable time.” At the end of 27 months of $95.99 payments, they would still not own the dog, which they named Tresor.“I have never heard of leasing a dog in my life,” Anthony Claessens said. “We were under the understanding we were purchasing a dog… I feel that we were swindled.”


Whoa whoa whoa Anthony. Did you think you only had to pay $95.99 once? Did you not even read the contract before you signed?