I was just thinking, one option you might ask potential insurance companies about: Can they just exclude the snakes from your policy? If you feel the need to get insurance, but they are excluded from your homeowners policy, look into a supplemental liability insurance. May not work out, but something to consider.

This came to my mind because I'm looking into a supplemental liability insurance, both for my animals and for a home-based business I run. Currently in the research and quote gathering stages. The animal liability insurance is for my peace of mind, since I sometimes have visitors and with the variety of critters I have, accidents can happen. I also sometimes take some of my animals out in public for education programs, and for that alone I should carry some kind of liability insurance (never know what could happen, better safe than sorry, so far I've been covered under someone else's policy, but I need to carry my own too, just to play it safe).