Pay pal fee's are 3% and paid by the seller so on a 1000.00 animal its $30.00 now this is a small portion of the animals value. But just for devils advocate lets say the seller is also throwing in shipping that can be anywhere from 50.00-90.00 now figure 10.00-15.00 for the box and shipping materials so now you're talking $135.00 that's 13.5% that the seller is paying out of pocket and that's if they haven't already marked the animal down. So a 1000.00 animal is now is an $865.00 not including the cost to house and feed the animal and any taxes they might have to pay on the income that can be another 20%. So worst case the seller is clearing 692.00 of a 1000.00 sale.
To me that's the cost of doing business. It's also why I try charge a flat rate for shipping $50.00 cause I can eat 15-20.00 on shipping it's tax deductable.
My two cent's don't gift unless you know the person. Casue remember if you pay for shipping through Paypal they aren't getting the full amount to ship the animal if it takes 50.00 to ship and you pay through PayPal the seller is agian having to cover 3% off the cost of the animal to ship it.. Here it is in numbers assuming they operate as a business and report income.
2012 Mojo spider $650.00 shipped
buyer pay with PayPal = 630.50 tot money to seller
630.50 - 75.00 (shipping, box, materials) = $555.50 total money to seller
555.50 - 20% selfemployment / capitol gains tax = $444.40
444.40 - 150.00 for 1 year of food and houseing = 294.40
S0 the breeder gets $294.40 for that 650.00 snake..