If life made things easy then I am pretty sure I would go insane...again... Just to give ya a little taste of what life has given me lately... Had a nervous breakdown and was addicted to drugs, got healthy and clean, was then forced to sell all snakes and move cross country with wife and son. Got into a car accident had minor damage to the car but a pretty bad concussion for myself, then 4 days later got into another accident and totaled the car. Got a Jeep, I love it, and have had to sink almost a grand into it on minor repairs that are just adding up. Then to top it all off I messed up my knee at work and after being cleared to go back to work was let go... Before I would have freaked out but now I just kinda laugh because I know that this is just another challenge that I have to face and I have to conquer. Before I always looked at every detail and stressed a lot. Now I ignore the details and look at individual goals and that has made my life a lot easier. So with the finances just relax they will fall into place. With the car situation again relax it will work out for you. With the house again relax. All things come to those who wait. Also just keep in mind.... Your life could have been as bad as mine lol. The fears you are having are signs that you are going to be a great dad. If you do that one thing then all else does not matter.