May I add my couple pennies?
In my opinion, the people who will get higher prices for the morph are the people who will consider longer payment plans on them, despite the headaches of them.
In my hunt for another CG, most payment plans I've seen offered (in the contacts I have made) are 2-4 weeks, after a 20-30% initial down payment. If most of us smaller hobbyists had that kinda cash lying around, we wouldn't be asking for payment plans.
I'll be offering 6 months to a year payment plans on any I produce. My animals don't pay my mortgage, so I can afford to help other smaller breeders out a bit.
The guys offering those low low prices want the cash now, payment in full.
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