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Thread: Tragedy

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  1. #1
    BPnet Veteran Anatopism's Avatar
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    Re: Tragedy

    Quote Originally Posted by Jesse Hermanson View Post
    Good to know. I own a home and have all the insurance and such. I am actually ignorant to exactly what it covers. I should read up on that. :banghead:

    Sent from my DROID X2 using Tapatalk 2
    Similar things apply in car insurance... only items common to the use of the vehicle AS a vehicle (Sub woofer permanently installed, cd player/stereo, speakers, GPS NOT on your Cell phone) are covered if somebody breaks in OR you are liable/responsible for the accident (did damage to yourself/your own items). If somebody breaks into your car or you wreck your car and your pets are injured, your car insurance will not pay for their damages/injuries. Pets, unless pet specific insurance exists and is purchaced for them under their own policy, a car insurance policy, will typically regard your pets no different as they would your purse/credit card/laptop you thought was well enough hidden under your seat: as items not covered under your car policy. They might be items covered under home-owners, but as already mentioned, pets are a different thing entirely.

    Just some things to keep in mind regarding insurance and your pets (and personal belongings). Read your home/car insurance policy and understand it.
    Last edited by Anatopism; 02-20-2013 at 06:30 PM.

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    Re: Tragedy

    Quote Originally Posted by Anatopism View Post
    Similar things apply in car insurance... only items common to the use of the vehicle AS a vehicle (Sub woofer permanently installed, cd player/stereo, speakers, GPS NOT on your Cell phone) are covered if somebody breaks in OR you are liable/responsible for the accident (did damage to yourself/your own items). If somebody breaks into your car or you wreck your car and your pets are injured, your car insurance will not pay for their damages/injuries. Pets, unless pet specific insurance exists and is purchaced for them under their own policy, a car insurance policy, will typically regard your pets no different as they would your purse/credit card/laptop you thought was well enough hidden under your seat: as items not covered under your car policy. They might be items covered under home-owners, but as already mentioned, pets are a different thing entirely.

    Just some things to keep in mind regarding insurance and your pets (and personal belongings). Read your home/car insurance policy and understand it.
    There is insurance for pets, but I don't know if it covers this kind of thing (pets getting stolen and/or injured in accidents/theft). There's insurance for horses that WOULD cover that, but I don't think so for other pets. Would have to look that up...

    And unfortunately pet insurance is EXPENSIVE too. None of my pets are insured any longer because it became prohibitively expensive and I preferred to put that money into a savings account for when I need it, instead of spending it on a "maybe". If I remember correctly (it's been awhile so I might be remembering incorrectly), it was something like $200-300 every month per cat or dog. Varies depending on where you live, age of pet, breed, etc. I don't even know what horse insurance costs because I've never even considered it.
    Why keep a snake? Why keep any animal? Because you enjoy the animal, find something beautiful and fascinating about it, and it fits seamlessly into your lifestyle.

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    Anatopism (02-20-2013)

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