Vote for BP.Net for the 2013 Forum of the Year! Click here for more info.

» Site Navigation

» Home
 > FAQ

» Online Users: 1,372

1 members and 1,371 guests
Most users ever online was 47,180, 07-16-2025 at 05:30 PM.

» Today's Birthdays

None

» Stats

Members: 75,936
Threads: 249,129
Posts: 2,572,284
Top Poster: JLC (31,651)
Welcome to our newest member, GeorgiaD182
Results 1 to 10 of 46

Threaded View

  1. #24
    BPnet Lifer mainbutter's Avatar
    Join Date
    09-30-2008
    Location
    Washington, DC
    Posts
    5,690
    Thanks
    269
    Thanked 1,374 Times in 1,053 Posts
    Images: 7
    Didn't read the thread.. Just read the OP. Here's my response:

    Just stop impulsively buying things. Set a budget for how much you can spend on food, and spend only that. Never eat out. Never spend money on a credit card you don't intend to pay off immediately (i.e. use credit cards only as a quick means to pay for something using money you already have, not as an actual line of credit).

    It's not hard, but it is simple. After losing my job in 2009, spending too many months unemployed and looking for work, and now having worked a low pay job for a year, I've gotta say that it became easy to do the above because of the stress of spending.

    A simple tool to use to put stuff away into savings, if your job has it, is direct deposit. Get your place of employment to deposit a set % of every paycheck into your savings.

    It's not easy depending on how compulsively you spend, but it is simple. There are no easy solutions, and the simplest but hard solutions to hard problems are often the only ones that will work.
    Last edited by mainbutter; 09-16-2012 at 09:42 PM.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Powered by vBadvanced CMPS v4.2.1