You mean a breeder loan?Wouldn't it be helpful though if lets say new breeders could build up enough trust, reputation and respect that we may be willing to work with each others stock to possibly speed up each others own projects rather than having to wait til you can afford/breed/hit odds then move onto others...
No offense but people are not likely to do a breeder loan with a stranger, I have done a few loans and there are only a handful of people I would do loan with (those people are friends that I have know for several years).
Loans can be very rewarding but can also be a lot of trouble.
It take time to get a nice collection takes money too but anyone can do it, save money set up goals and with time you can achieve those goals.