the bank I go to, installed this unit which can't have that skimmer placed on it. It sticks out like 2-3" and glows. I always test the machine first, by pulling on the card reader, as the ones that scam your cards, are cover ups, and slip over your existing card reader. I use my debit card, not credit card. Debit cards are attached to my bank account only, and I never use my credit card. Anytime I go to the States, and ask for debit, everyone looks at me funny...and ask..."debit?"