Actually.. I own my home outright, my running truck outright, and another project truck outright. I don't have ANY credit cards and never have had a credit card and the only person I owe ANY money to is the IRS. I don't believe in owing large amounts of money to companies or people.
But, I've been talking to a finance guy(a professional my friends know) and will be getting 1-2 credit cards in the near future. I'll be using these to buy a tank or two of gas per month, then paying it in full each month in order to build credit up more. Why? Because I need superb credit because I want to buy a new property with a better home because dang it, I feel at 42 years old, I deserve it.
Deborah, if you'd PM me with info on which credit cards are the good ones, I would greatly appreciate it. I'm going to get a bank credit card through my own bank, and I need one more.
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