I have to disagree with you about the Ghost pair. Now yes the male is a visual and any baby will be 100% het from breeding him. But the female is only 50% het so she is pretty much a coin flip. When 100% het Ghost female hatchlings are only about $100 it doesn't make any sense to take a chance on a 50% possible het.
If the OP was considering a 1.0 Orange Ghost and a 0.1 100% Orange Ghost I would recommend that over the 100% het Albino pair.
I completely missed the 50% part. In that case i would just save up and get a female mojave. Maybe a mojave het ghost if you like ghosts and wanna go in that direction.