I admit that I'm not a programmer or understand the profession, but people on that site showed concern that customer data was sent via text and not encrypted. Also, from what I read they were concerned with customer data security.

I also agree that information out there should be factual because Zach and Avi will sink themselves without false information. False information and accusations just give them credibility and give them red herrings.

There was no talk of the site security and I think folks who don't read everything available should understand the risks. If you don't see risks after reading that thread, then you do have a better understanding of programming these sites than I. Thanks for your insight.