Oh man that does suck. I have used my fiance's card a lot, as well has him using mine without problem. Most places don't say a thing, other places say, huh, you don't look like Blake, and just chuckle and run it through. I know his pin number, but I don't know if that matters. Our debit cards also have our pictures on them so they know danged well we aren't the person that owns the card. Best Buy is the only place we have had troubles with.