One account made to trip up somebody and one made to keep an eye on somebody.
Neither for the typical purpose of participating in a hobby.
You say what you think the admins job should be here. The admins, who privately own and operate this site are primarily concerned with having a place that reptile hobbyists, with an emphasis on new hobbyists seeking info, can come and find good info without drama or getting ripped off by anyone..
The admins attention is attracted by somebody showing up on the site whose story doesn't seem to add up right and you set the sniff meter off.
I personally believe that you just got in over your head with your business. That you had no bad intentions. And as JLC pointed out, everybody makes mistakes and has things go bad, and that the difference in having a good or bad rep is how you deal with the problems.
It is not too late for you, if you just simply own up to the responsibility of paying your customers back and eating your losses even if you got burned by your suppliers or partners. People will see that you are a person of honor.
When you sell somebody an animal. the buck stops with you.
I also can identify with how easy it is to lose your perspective when you feel that you are being ganged up on in a thread as you may feel now.
I would urge you to not dig a deeper hole for yourself and just say "Things went bad, and I want to fix it".
And then do it.