I've signed up for PayPal and understand the fees involved, though I am unsure of how to link this with my site so that if I have an animal up for sale, someone can pay for it through Paypal. I also want to offer other payment types. With cashiers check and money order, those are sent by mail, correct? And when I cash them (I plan on setting up a bank account specifically for my snake breeding hobby) is the money instantly available or do they put holds on it? Do they do this for personal checks?
The reason I worry about checks is that a few years ago, we went to cash a check and it cleared the bank. We waited an additional week just to make sure the funds stayed put. After a week, the funds were there and we began using the money for little things..gas here...lunch there...a candy bar here...Then we noticed we were in the negative for a lot of money. While this account for my snakes will not be used like this, what is an acceptable wait time when you deposit a check from a customer to make sure the funds are not going to bounce back and you not have your money? I wouldn't want to receive a personal check, deposit it, send the animal and then have the funds bounce. So for cashiers check, money orders, and personal checks, how long should you wait after receiving the check and depositing it, if you wait at all, to ship the animal(s)?
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