I use it. It works very well!
The only downfall is having a good smartphone, and connecting all of your accounts etc.
It takes 30 days to get all of your money into your account, however.
The first $1000 gets transferred immediately, and the rest in 30 days.
If you are patient, it is a great tool.
EDIT: And the 15 cent charge is no longer being charged as of this past week.
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