I only meant by kids are easier to pay for that there are state programs available, AND insurance. I wish pet insurance was readily available like human insurance is what I was trying to portray. Sorry it came across poorly. I worded it wrong, very wrong.
Not to sound rude here, but I really hope you do not have kids while you do not have enough money to care for them too. You only get the bare minimum expecting the state to pay for your child's health care needs.
1.0 Husband (Aaron)
1.0 Normal (Milton)
1.0 Puppy (Ollie)