i drop my blackberry in water help

[Clementine_3]

FRAUD! If you don't buy the insurance right off the bat then you should be prepared to pay (literally) the consequences.

Oh, I'm sure you never lied or did something to protect your interests.

Jim Smith

I never said I didn't, I was simply pointing out that that was fraud. That is something I wouldn't and haven't done...out and out fraud is wrong. I don't have insurance on my phone and when the day comes that something happens to it (outside of the warranty) I will pony up and pay for a new one. It's a decision I made years and years ago and it will suck if something does happen but I will not lie about it or try to scam my way into a new phone at Verizon's, and therefore, every subscriber's expense.