I did the samething......I took mine apart and set it on a towel and let it air dry...then took a blow dryer on low heat and got rid of any remaining moisture.


As for insurance...depends on who your company is...im with verizon and the insurance doesnt cover water damage....and they can tell cause there is a dot that turns a different color....i think its behind the battery. a couple of months after my water incident, I brought my phone in for another reason and because the dot was changed it was a no go.