then save your pennies, or ask a breeder if they'll take a payment plan.
I generally trade for animals I want. But trade values and cash values aren't the same.
The least I've paid cash wise? Well, i'm friends with a few breeders so i do get some different pricing than that listed when i buy from them, but I won't name those prices publicly, sorry. :/
I have made offers for animals though. Generally , i don't haggle too much. I think if someone has an outstanding animal they deserve the asking price. I will ask if they'll go halvsies on the shipping though (basically knock off 25.00 if possible). If not, its not a deal breaker for me though.
I'd rather save up my money and get the animals I want.
if you just want a morph, you can usually get male pastels, yellowbellies and het red axanthics for 50-100.