Well, considering there is a lot of time between when you plan on getting this perfect Pin and now, I would look into getting Paypal or Google Checkout.
That way, you can pay with a credit card, and if something goes wrong, you can (USUALLY) get your money back.
There are no guarantees that you will be 100% safe in doing something like that, but its more a guarantee than sending cash thru snail mail.
You need to figure out what will work for you in terms of your realm of comfort.
All the rest of this is just fluff.
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