Yeah, I have had that problem with my cheaper thermostats. If you set it to stay below 95, they will usually turn off at 94 degrees, and then back on at 90 degrees. So typically, they will stay between 90- 93 degrees even though you have it set for 95 degrees.

Good luck, if that doesn't work, then I wouldn't know what else to say honestly. That is just what worked for me. And kudos for setting up before hand.