Quote Originally Posted by proballo View Post
contact a credit counseling service. We have them in Canada, not sure about the US. You can file a consumer proposal although for 5K they probably wont. There may be a way of consolidating all your debt into only one low payment though
Most of those places here simply buy your debt off your creditor and while the monthly payment is less the interest is far greater.. for 5K most creditors will work with you to get their money back..