Normal males are a dime a dozen, and no one really breeds normals. Well, maybe I should re-phrase that. No one with an adult female to do a breeder loan with, is going to choose a normal male for that breeding loan. Not when she can be used with morphs and combos and produce more morphs rather than normals.
I do agree that entering into a breeding loan is one that should proceed with caution. I happen to be in my 3rd and 4th loan this year with two separate individuals. One, my female is at their facility, the other loan, the female is at mine.
ESPECIALLY with friends, make sure every t is crossed and every i is dotted.
My two previous loans worked out beautifully and I expect the same with the two this year (one is a repeat breeder loan - actually my female just stayed for another season for a different pairing).
However, I know that mine have worked out beautifully because there were no gray areas as far as expectations (replacement value of the animal out on loan should it die, length of time to compensate for loss of animal, who's responsible for vet bills, the person doing the breeding reserves the right to call off the breeding if they feel that it's to the detriment of the health of the animals, and the list goes on and on and on).