I would do that with someone that I am really familiar with or that I consider a friend. I'd have no trouble doing a transaction via text from beginning to end with Adam, Heather, Charlie or Jamie to name a few. With someone I'm not familiar with I prefer to start off via email so that I have a copy of everything said and finish over the phone most likely. I've done deals with BHB and VPI strictly through email so I guess it's not much different than texting.