Pawn shops will never give you more than 10% of what they hope to resell an item for. With the price of gold at record high prices, many places are buying gold and will give you a much better price than a pawn shop. The gold will be scrapped and melted down. There is no value as jewelry. Stones would have no value. The buyer would just pull the stones out and give them to you if you were convinced that they had value. Exceptional diamonds would be another story but it isn't likely that you would have such a diamond.They will pay based on the weight of the gold. Purity factors in- 10k,14k,18k or 24k. A pawn shop will weigh out your gold in grams. A more legitimate buyer will weigh in penny weight and would be likely to pay higher prices. the price paid changes daily but is higher than ever now.