Oh my gosh too funny!!!!
I feel your pain! The US banks aren't any better! Apparently in the fine print of my savings account they charge me every money that my savings account is under $200. It was supposed to be a savings account for poor people as I'm a college student and poverty stricken! Anyway I wasn't too happy to find that out. I'm lucky to have anything in my savings account let alone $200!!!
There's many other things, but that was the most recent bull hunky they pulled on me.