Counting on BPs to make you money, even a little bit is never guaranteed. Welcome to the hobby and the site, enjoy your stay and absorb all the knowledge you can. As for your first morph...given that you have about 20 more months before your girl will be perfect for breeding, you have time to save for a co-dom or dominant male or even a combo male like a spinner or a lesserbee or something along those lines. Theres a lot of choices, make the one thats best for you.