Hi,
You might be able to get them cheaper at shows - possibly in the $1500 range I think - it also depends slightly on the amount of white on the animal with high whites being slightly more expensive.
But if that is the type you really like I say go for it.
It might take a bit longer to save for it but I'm a great beleiver in holding out for the animal you won't mind cleaning up behind for 20 years.
As to the biting thing trust me it will seem like such a non-event to you if it ever even happens.
dr del