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Thread: Credit Reports

  1. #1
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    Credit Reports

    Where do all my fellow BP.netters get their Credit Reports from? I'm looking for something that will give me very detailed information.

  2. #2
    BPnet Veteran Spaniard's Avatar
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    Re: Credit Reports

    You are entitled by law to check your credit for free with the 3 agencies once a year. You won't get a credit score but you can add it on paying a fee. You get for free your entire credit history to review. You can get to the free reports through this site.

    https://www.annualcreditreport.com/cra/index.jsp

    Edit: The free report is very detailed it will show you every loan or account opened; your credit limit, recent balances, payments and history of payments for the last 2 years.
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  3. #3
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    Re: Credit Reports

    Spaniard do you know if it will have contact information for the agencies on the report?

  4. #4
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    Re: Credit Reports

    Has the address and phone number; just checked mine last month so I'm looking at the form now.
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  5. #5
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    Re: Credit Reports

    I signed up with a program at Bank of America that sends me e-mails when anything changes. I get an overview of all 3 scores and a history...i likes it

  6. #6
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    Re: Credit Reports

    Do you have to pay for that program Nate? Just curious...
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  7. #7
    BPnet Lifer Nate's Avatar
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    Re: Credit Reports

    Quote Originally Posted by Spaniard View Post
    Do you have to pay for that program Nate? Just curious...
    Yeah i think it's about $12 a month.

  8. #8
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    Re: Credit Reports

    Thanks Nate, thats not so bad.
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