Quote Originally Posted by Isis View Post
Thanks Jason and Hypo! I called my insurance agent yesterday afternoon and left a message that my back was giving me problems. I was worried about some sort of time limit to say something about it and it's the weekend so no one will be calling me till Monday.

I definitely don't want any pain lasting! I won't be able to make it to the Chiro tomorrow because of finals so hopefully they won't give me any hell for waiting until Tuesday????
Thats good. Has the guy's insurance called you yet? Normally they call you pretty excessively and ask how you're doing ect. Whats important though, is that THEIR insurance should be covering your medical bills, not yours. So when youre at the doctors you tell em to bill the other parties insurance. You need the info from the other insurance then, of course. So, you shouldn't have to pay anything until you settle your claim with them. Wow, that sounds a little vague...erm..you shoudlnt have to pay anything, period. you keep going to dr visits, and when you are done you "file your claim" which you basically have a file of all of the Dr. bills for the insurance company, they pay them, and you sign something saying that youre all better and wont come after them for anything else. You may even get a little extra money as a settlement. Don't get excited, it'll be like 250 or something.

Only prob is they may deny payment on some things if they're not pertinent to what happened. It's good to keep in touch. Just DONT ever say everything's fine, or give too much info tho their insurance. They are a real pain to deal with sometimes.

Wish ya the best of luck!