If he ran the light, and hit you in the intersection, then common sense would say that you ran it as well. Two wrongs don't make a right. I've had to drive without insurance before. Hell, I was driving without inspection. Would you wish for me to be thrown in jail if we both ran the red light and beefed our cars up a bit and both ended up with minor injuries? I couldn't afford insurance, or to spend several hundred to get my car inspected. I couldn't afford to buy a new car, and there was no public transportation where I lived. Guess what, I HAD to work. I was pregnant and doing whatever I could to make sure that we had the rent paid, food in our bellies, etc, and, car insurance and an inspection just couldn't be fit into our budget. Does that mean that I'm a bad person? Did I LIKE driving like that, thinking that at any minute I could be tossed in jail or end up with a several hundred dollar fine that I would never be able to pay? Thankfully, my family is in a MUCH better situation, we bought a new car (06 even), it's up-to-date on inspection, emissions, insurance and even oil changes. But, we couldn't have done it if I hadn't driven that car illegally. I was VERY cautious when I drove, not only because I was watching out for our unborn son's life, but because I couldn't afford to get into an accident or get pulled over. What if this guy is in a similar situation? You can't bleed a rock, if you're fine, then why go after someone when, in fact, you were (also) to blame for the accident? Either you both ran the red light, or you weren't paying attention to opposing traffic. Either way, good luck with life and getting your car fixed.