You also should take into account that in 2-5 years prices on the animals you're talking to will drop CONSIDERABLY. An albino spider won't go for $4K necasarily. It might be super cheap by then, but you can always change WHAT you want to breed, since it's so far in the future.
And like others have mentioned, the way you present yourself is SUPER important. You do not want folks equating you with someone who couldn't express themselves well. Start out making the effort now. It won't do much good if you act like a little kid up until you are ready to sell, so start now.
Local classes on business things, checking into animal places to talk to the owners, being will to learn new things about your animals, all these are very important to success.
Don't count on making money off ball python morphs. If you want to keep morphs and maybe get a little of your money back, that's fine. But Making a Profit... that's very very hard to do.
It sounds like you're thinking ahead, and that's great!