Well I'm not a PHD student yet, won't be unless I can get these damn GREs done ;_; I'm taking the general in March I think and then subjects in April if I'm ready .
Banjo is pretty hard for a fretted instrument. My roommate has one and I've played around with it. I'd love to be great. Unfortunately if I buy anymore instruments, not only will I go completely broke but also Hoarders will probably come and find me for a special of some sort.