So after reading about another fire in a home and loosing the entire collection I came up with some questions

1. Does home owners/renters insurance cover our snake collections?

2. My friend has insurance on her dogs and horses, would we have to do this if #1 is a no? It seems like a huge deal and way expensive! cause my friend has seperate policies on each dog and horse...

3. If #1 is a yes, How do we prove what we had/have in our collection? Pictures? Reciepts? Current market value?

So I am very confused....or are we out of luck?