Guys, I'm in a really awful situation and I'm posting this because I'd appreciate your input or your support. The whole story begins with what I realize now was a risky and stupid decision on my part and I've learned my lesson.

I'll post a short version first, you can read all the details below if you want.

Not naming names; the other guy's actions weren't malicious and he doesn't deserve to be blacklisted.


short version: you do a breeder loan, use a contract, and your snake dies with the other guy. You sympathize with his bad situation and decide not to force him to pay you ALL the money he owes. He takes way too long to start paying you which violates your contract and in the meantime you're wasting money feeding his snake that you'll have to give back to him and he has nothing to give back to you. You also have to spend a fortune at the vet caring for his snake which he didn't do for your snake. You realize that on top of all that, paypal's taking 3% of the money from you. You start to feel like you should have the legal right to be compensated for more than you even originally asked for in the contract, let alone the contract amount. What do you do?

So I want to know what you guys would do in this situation.

You decide to do a breeder loan with an acquaintance. You give him one of your males, he gives you one of yours. They are of approximately equal worth.


You write up an extremely thorough contract, you make two copies of it, both parties sign it and both parties keep a copy.

You agree ahead of time on which females you'll both breed the males to. If you decide to breed more females later on, you'll have to say so in writing and both of you have to sign it before you do it.

You both promise that your snake will be in perfect health and won't infect the other's collection, and that you take responsibility for the risk of putting the other's snake in you collection.

You both promise to either quarantine the foreign snake appropriately, or to absolve the other party of liability if you quarantine improperly or not at all.

You both promise to pay for medical attention for the other's snake up to a certain amount.

You both promise that, in the case of the other's snake dying with you, you'll pay the other a certain amount of money. To try to discourage neglect etc, you set this value a little bit higher than the market value of the animal. You both promise to pay, say, $700 even though the respective animals are worth maybe $450-$500 market value.

You meet the guy and learn more about him. He has an extremely impressive collection and has extremely expensive hobbies. You get the impression that he'd be more than capable of coming up with money if he had to. The contracts get signed in the presence of two neutral 3rd parties, all is well, you trade snakes and go about your business.

Fast forward 4 months. Nobody's females have conceived, rotten luck.

Your trade buddy has been friendly and communicative so you're pretty at-ease with them.

As time passes he vents to you a couple of times about valuable snakes dying on him. You get a little bit nervous about your snakes well-being, but you figure you have the contract as a safety net.

He suddenly contacts you one day after a lull, to tell you that your male has an RI and asks if he can treat it with baytril. You say OK and ask to see the vet bills.

He's quiet for a while before admitting that he doesn't get his antibiotics from a vet. He gets it in bulk from a breeder friend, pet store owner friend, something. This freaks you out and you tell him you want a proper vet visit. He assures you that he's used the baytril before successfully and he wouldn't be reckless, after all, he would have to pay you inordinately if it died. You reluctantly give him permission.

A month goes by, your male is recovering! You relax.

Time passes. He contacts you suddenly again, this time to tell you your snake suddenly died without warning. He's so sorry. He'll pay you like he promised.

You decide to refuse to return his male until he's payed off the balance. He agrees that it's fair.

There's no sign of any money after a long time. The contracts specified the amount of time between snake death and in-full payment, which has long since passed. You get impatient and hassle him.

You discover that he'd essentially been gambling. Much of his money had come from loans and his plans hadn't all worked out, and the loans were falling through. He asks you to be patient and promises you'll get your money. He's selling his collection.

Being a considerate person, you decide to only ask him to pay a portion of the balance, say $550. He's grateful.

Almost a year has passed since you traded snakes and the loan was only supposed to be a few months long. His snake comes down with an RI and it spreads through most of your collection. You take them (10 snakes) to a reptile vet and pay for the first visit, tests, a medical-grade nebulizer and some vapor-medicine, antibiotics, a re-check appointment, and two re-fills of antibiotics. This all costs you about $700 because your reptile vet sympathizes with you.

You can't breed or sell any of your animals while they're sick. Money gone.

You're out one male and you can't use the one you have in it's place anymore because the contract expired and you want to abide by it. Money gone.

You've been feeding this guy's snake for a year, about 7 months longer than you agreed to. He only fed yours for about 5. He's going to get it back beefed-up on food he didn't pay for.

After an unnerving period of time, he promises to send you about $300 soon. You point his ass to paypal. When he gets around to it, it turns out to be near $200 and paypal takes 3%.

You then freaking LOSE YOUR JOB. You're now running on your savings.

You feel ripped-off. You feel entitled to more money, all things considered. The other person acted irresponsibly and you wound up having to pay for it. You've given them chance after chance and wound up screwed over. You have a contract with his signature on it and you could easily take him to small claims court or send it to collections, but your forgiving nature tells you to be even MORE patient. The guy's struggling.

MY QUESTION IS THIS: Considering everything that's happened, would you or would you not hold them accountable for more money?
The contract holds them responsible up to $700, but there's also
- the money you spent on the vet caring for his snake AFTER the contract expired,
- the fact that you fed his while yours was dead,
-the fact that you missed out on a breeding season completely, AND
-the fact that paypal is deducting 3% of everything he gives you