Well, after googling "smegma" ( I am now thoroughly disgusted btw) I can tell you with absolute certainty that that is what I saw. EXACT same color, consistency, etc. I am going to have her probed at the next reptile show by a friend but i'm 99.9% positive she is a she.
Thanks all for the opinions and help! Hopefully anyone else who has this issue will find this thread and know now to worry! haha
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