I am in the same boat as you! I love the axanthic stripes but 10K is out of my price range! I mean really thats a car, right? I have started very slowly. I bought a pastel female on a payment plan from one of the top breeders and then picked up a male spider at a show. Talk about price difference! I paid 3x as much for my pastel! I now go to all repticon shows close to me. I have 8 balls now and we are just now talking about breeding next year for the first time. Also most breeders will give a repeat customer discount if you have bought from them before or if you buy more than one at a time.
Something else I did was make my own racks. There are tons of pictures and plans on the internet. And I made sure I could use different size tubs in it. So my rack will take sm, med, and large tubs all at the same time! I even made my own rat rack and made sure my ASF's can keep me in food if we have two clutches this next year. I even bought our thermostats at the show for $60 instead of the normal $120ish around here.
And I have made alot of friends! Talk to breeders at the shows. I have been welcomed with open arms by everyone at the shows!! They have never tired of my dumb or ignorant questions. Good Luck!