Matt, I think you're right.
A lot of the same stuff is being said over and over, and I feel I've done a pretty good job explaining both myself and the situation. Any further answers that are required can likely be found in posts I've already made. Thanks, everyone, for either your support or your advice, whichever you offered.
I will do Kris the courtesy of a direct reply to any questions she has, should she end up also posting here, but otherwise, I'm out for now. Peace.