And, the reason is, because we have snakes. No, I'm not kidding. Apparently if someone were to see we have snakes it could cause mental anguish. They would purposely break into our house and steal our stuff to get back at us. Apparently they are a liability, and people can get killed.

WTF!!!! Has anyone else experienced this with an insurance company? And what are some other places I could try?

I found it quite amusing, other than the fact I can ensure my stuff.