Just re-reading my last post and noticed, with my hampster the biggest part of why I didn't pay was because there was still a huge chance he would die even after seeing the vet. If he deffinatly would have lived I would have paid the $100, even just for a hampster. So guess a big part of paying a vet bill would be if it is really going to do anything or not. If my snake gets sick and the vet can deffinatly (or at least have a strong chance) of saving him, I would probably pay more then I would want to to save him. Still I know there is a limit to how high I would go, I just would never know what that limit truly was until I had to face it for real