Extra Money?!

[Mike41793]

"Extra" money seems to get spent pretty quickly. Save receipts and track your everyday expenses for a week to see where it all goes, and where you can potentially cut back. Some quick ideas:
- Do you smoke? Quit. Even a pack a day is what, $5-6 now? Almost $200 a month.
- Do you go out drinking/partying every weekend? Those cover charges add up, never mind the drinks.
- Do you go out for lunch if you're working full time? Brown-bag leftovers.
- Speaking of leftovers, do you cook your own food, or do you buy pre-packaged "heat & eat" meals?
- Do you buy specialty coffee, or food/drinks from a vending machine? Yeah, it's only a couple of bucks... every day... but over a month it adds up.
- Do you buy bottled water? Get a filter and use your own bottle.
- Are you clipping coupons and shopping sales at the grocery store?

Then there's the monthly bills. Obviously some are fixed (rent/mortgage, electric, water, gas) though you can save a bit by conserving. That leaves phone, cell phone, CATV, and internet. Look at your plans and see if you can get by with less minutes or even dump the service entirely. We ditched CATV for NetFlix (cartoons and movies), and news we can find online. Instant savings $90/month. Same for the cell phone - do you use all your minutes? After realizing we had thousands of rollover minutes we changed plans to one with fewer minutes and the bill went from $95 to $55 BUT our phones are used very minimally.

Don't smoke.

Not old enough to drink
But no, i really don't party either, honestly.

I work in a kitchen so meals are free lol.

I rarely stop to buy drinks or water or snacks at gas stations.

I still live with my parents so i dont pay rent or for groceries. Im a pretty good cook and try to cook and use left overs.

I don't have any credit cards. I have a car payment, car insurance, gas, and cell phone bills. My cell phone is the lowest number of minutes possible lol. Maybe i'm just not being paid enough haha!

[Annarose15]

Don't smoke.

Not old enough to drink
But no, i really don't party either, honestly.

I work in a kitchen so meals are free lol.

I rarely stop to buy drinks or water or snacks at gas stations.

I still live with my parents so i dont pay rent or for groceries. Im a pretty good cook and try to cook and use left overs.

I don't have any credit cards. I have a car payment, car insurance, gas, and cell phone bills. My cell phone is the lowest number of minutes possible lol. Maybe i'm just not being paid enough haha!

Sheesh, I don't even remember the days when I had so few bills! Pick up extra shifts, start bartending, or find a kitchen that pays better.

[satomi325]

I just have a lot of 'extra' money because I don't spend a lot. Prior to getting into ball pythons, I never spent money on anything other than the essentials.(Cheap ass frugal Asian here)

I never buy new clothes unless the ones I owned ripped or was unusable. I only have one pair of shoes for formal and another for casual occasion. I never buy video games, movies, eat out unnecessarily, etc etc. I bike vs driving a car. Saves on gas.
It helps that my University has a student garden that allows anyone to pick whatever they want from it any time.

I also feed my ferrets donated whole prey. My university has hundreds of breeding colonies for research animals. I always get the excess clean euthanized male roosters and quail that they don't have space or housing for. Otherwise they're sent to commercial pet food places to be processed.

Just the bare essentials. And now with snakes, the start up cost was quite a bit, but the maintenance is nothing. My rats pay for their own supplies and food, thus my snakes are eating for free. I'm using newspaper substrate, which is free too. I pick up all the extra unread university newspapers.

And when I do buy something, I buy quality. It may be a little more expensive, but it lasts way longer than a lot of cheap stuff. So in the end, instead of replacing the cheap stuff over and over and over again when it breaks or is unusable, you can just buy that quality item once that lasts a life time. Saves money in the long run.

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[rabernet]

I'm being honest donate sperm! They don't do that in my town but I gotta buddy in the cities that does it he's always got money

I think one really needs to think more than just about the money when they donate sperm. They need to do a lot of self introspection and decide if knowing there are children out there, that are biologically yours is something you are comfortable with.

You may think that means nothing, but as an adoptee, who wants to know my biological history - I find it very plausible that these children may seek you out when they come of age. Would you be willing to have a relationship with them? Would you always wonder about how many children you may have out there? One could argue that my birth father was just a sperm donor, which for all intents and purposes he was - he got my birth mother pregnant and ran - but I still have a desire to know more about my genealogy, who he is/was, etc.

When you're young, all you think about is the money that you can make by donating sperm, when in fact, I think that once you mature, you may have regrets or questions that can't easily be answered (who are my biological children?).

[NormanSnake]

The pipeline thing is serious. My brother does seismograph work for an oil company, so he basically X-Rays the welds on the new pipe tey're putting down to make sure it's quality. You can go into it with no experience as a helper, where you just help out with carrying the equipment and running the camera (easy stuff) and you make around $15/hr plus $100 a day per-diem. I almost did it this summer to save cash for college. you just have to be willing to do a bit of traveling.

- - - Updated - - -

The pipeline thing is serious. My brother does seismograph work for an oil company, so he basically X-Rays the welds on the new pipe tey're putting down to make sure it's quality. You can go into it with no experience as a helper, where you just help out with carrying the equipment and running the camera (easy stuff) and you make around $15/hr plus $100 a day per-diem. I almost did it this summer to save cash for college. you just have to be willing to do a bit of traveling.

[carlson]

I think one really needs to think more than just about the money when they donate sperm. They need to do a lot of self introspection and decide if knowing there are children out there, that are biologically yours is something you are comfortable with.

You may think that means nothing, but as an adoptee, who wants to know my biological history - I find it very plausible that these children may seek you out when they come of age. Would you be willing to have a relationship with them? Would you always wonder about how many children you may have out there? One could argue that my birth father was just a sperm donor, which for all intents and purposes he was - he got my birth mother pregnant and ran - but I still have a desire to know more about my genealogy, who he is/was, etc.

When you're young, all you think about is the money that you can make by donating sperm, when in fact, I think that once you mature, you may have regrets or questions that can't easily be answered (who are my biological children?).

I've never donated sperm, but if I ever did yes I would wonder. Would I actively try and find the kids no because the role of parent and family is one that I had no right too. As a biological father yes but not their parent. I have adopted family ones met his birth parents one has not, I personal wouldn't deny a child that I had any part in creating the chance to know what they wanted about me and tell me what their life has been, they would be aloud any information I know since my genes would be there I couldn't just ignore they existed. But I wouldn't try and push myself into their lives because my swimmer made them, just IMO sperm and eggs don't make the parent. Hope in my rambling I answered what you asked, I'm not as immature as the Internet betrays me I swear

[OsirisRa32]

I'm being honest donate sperm! They don't do that in my town but I gotta buddy in the cities that does it he's always got money

Carlson...its an incredibly small % of the male population that they actually accept for sperm donation...you have to be in the top 15-25% of sperm health, amounts, swimming ability, lack of dna or protein damage in the capsule coating/tail shape and power...the details they require go on and on....and you can bet if you have ANY medical issues or family issues of big deal things...they will reject you.

[carlson]

Carlson...its an incredibly small % of the male population that they actually accept for sperm donation...you have to be in the top 15-25% of sperm health, amounts, swimming ability, lack of dna or protein damage in the capsule coating/tail shape and power...the details they require go on and on....and you can bet if you have ANY medical issues or family issues of big deal things...they will reject you.

Shh you just do a secret donation. Fast drop! Run into the bank give them a cup of it an get paid! Go go do it now!

[4theSNAKElady]

You can be like an "American Picker" and shop at rummage/garage sales and buy stuff cheap that you could resell....for $$$$$$$

Or you could breed ASFs.....low investment, high production rate

[liv]

Lemonade stand outside your house... at 25 cents a cup you'll need to move a lot of fluid, but I believe in you