The thing about breeding loans is that first and foremost you trust the perosn you are going to do the breeding loan with,then you work out a contract that both parties are happy with and can and will cover all the details both parties want protected. Common sense fair play and good judgement just makes good sense to cover all the things that you can think might go wrong so nobody is suprised and both parties are happy or at least satisfied if something goes wrong.Hope for the best plan for the worst and when all is done you still can remain civil and friendly no matter what the results.