Quote Originally Posted by Dianne View Post
From the insurance perspective, it is more likely to get your policy cancelled than the rate increased if you haven’t disclosed your pets up front. Most homeowners or renters policies either completely exclude animal liability (any animal), or provide very limited liabilty coverage geared towards domesticated pets (but excluding vicious breeds, live stock, and exotic pets). There are probably specialized companies where you could purchase coverage, or possibly add on coverage you could purchase, but nothing I know of that is automatically inclusive for exotics.
I was referring to health insurance. I’m assuming if they knew you had a venomous animal, which they would if you had to register it and notify hospitals, they would raise your rate or drop you.


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