Great idea gone down the DRAIN!

So, I had this really great idea and this SUPER great opportunity.


This guy was going to sell me 4 "Normals" for $100 + $40 s&h just because his gf wanted him to get rid of the snakes.

Well, come to find out, the father is a normal and the mother is a yellowbelly. . .so I looked @ the pics and there was these 2 really light colored "Normals" and then 2 dark colored normals. . .

REALLY beautiful snakes. . .

Anywho. . .I was getting a loan from the bank and all was OK. . .

UNTIL!

My bank decides to "Merge" with another bank, really just our bank taking over the other bank.

So, in the middle of this "Merge" all loans are frozen until this coming up friday!!!

The guy REALLY needed to get rid of them and I told him i'd have the money monday (when the loan was approved and supposedly gone through) and now i find out loan isnt final until friday, which puts me at a inconvenience and puts the guy at a decision. . .

Does he
A: Hold the snakes for me (Whats an extra week anyway?)
B: Tell me too dang bad, sorry for my bad luck and sell them to someone else. . .
C: tell me im screwed and hasta la vista.


Either way, it was a good investment but I just thought I needed to rant about it for a min. Thanks for your time and reading :D


Spyda

well if he made a deal with you, in all niceness (is this a word?) he should hold them for you. its not your fault that the bank had to hold your loan for a couple more days.

You weant to the bank for a $100 loan? I think you should pass on the snakes...

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Originally Posted by JASBALLS

You weant to the bank for a $100 loan? I think you should pass on the snakes...

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yeah thats a good point jas didnt think about that. where you gonna get money for tanks, food, substrate, food, food, and food. think about it man

Quote:

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Originally Posted by JASBALLS

You weant to the bank for a $100 loan? I think you should pass on the snakes...

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Agreed - if you have to get a loan for $100, how do you intend to pay for four separate enclosures, and all the required equipment to run them, not to mention vet bills?

Quote:

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Originally Posted by JASBALLS

You weant to the bank for a $100 loan? I think you should pass on the snakes...

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My thoughts exactly. If you can't afford the $140 cost of buying the snakes, how do you expect to afford the costs of keeping them?

$140 is a lot of money, don't get my wrong... there are plenty of times when I wish I had an extra $140. But, when you're working with snakes, it's pretty minor. For snakes, especially adults, are going to eat up a lot of capital, very quickly.

Maybe offer to take the two light colored ones off his hands for half the cost?


Plain curiousity... do banks even give loans as small as $100? I worked for US Bank for six months, and don't believe they do..

Owning reptiles is a luxury that you can either afford or you can’t, if you have to get a loan from the bank to acquire 4 normal something should tell you that it is not a good idea.

How were you planning to house them, do you have 4 enclosures ready?
What if one of them get sick how will you afford the vet?

When owning a pet becomes a financial burden, than it should be re-considered.

I was wondering about the cost also...I sort of assumed it was $100 per snake. Also if it helps with your decision or lessens the pain of not taking the opportunity: There really is nothing special with these normals having a yellow belly parent, they cannot be "het for yellow belly" either they are or they are not aka co-dominant.

I think there's a whiff of tuna in the air.

No bank I know of would even make a hundred dollar loan.

Maybe the loan wasn't for the $140.oo. He could have been getting the loan, and would use part of it for the $140.oo cost of the snakes. Maybe the loan was for enough to get the snakes, enclosures, and some for upkeep?
Even if the loan was for more(or for something else) everyone is correct in saying to reexamine the purchase. Getting animals(even really good bargains on really cool animals) is a big deal, and you have to think ahead months and years. Can you house them, feed them, take care of them?
If you have that worked out, and you already have enclosures, and can take care of them.. there's nothing wrong with normals, and nothing wrong with dinker projects if you think you 'see' something in them.
Just be sure you've thought it through.

I've seen like revolving credit type loans for those small amounts, and for younger people to help build credit and things, but that doesn't mean that is whats going one either. If I was the guy selling, it isn't sold to anyone until I have at least an agreed upon deposit in hand. Just my 2 cents. :rolleye2:

Quote:

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Originally Posted by JASBALLS

You weant to the bank for a $100 loan? I think you should pass on the snakes...

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LOL, maybe I wasnt clear. . .


I didnt take out a loan for $100. . .the loan was for quite a bit more because I'm opening a reptile store here in my town. . .the loan was for enough to open the store and get the herps and other reptiles but I was going to invest some of it to get the snakes.

:snake:

And hopefully you're right and he will work with me. I already have 13 bearded dragons and 1 columbian red tail boa, so I know pretty much how to keep my reptiles and stuff. . .I just needed to rant for a min.


Thanks for all the responses :) Sorry I was unclear about the loan, lol.

Well, that makes a lot more since. I think I would try to scrounge up at least a deposit and get something set in stone if its something you truly believe in. :gj:

And good luck on your store, I'd love to do what I love for a living. Hope it works out for you. :)

Thanks. . .since we dont have a pet store within 45mins of our town so hopefully it'll work out.

hahahah this whole thread everyone took it the wrong way even myself. hahahahaha

Quote:

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Originally Posted by wolfy-hound

Maybe the loan wasn't for the $140.oo. He could have been getting the loan, and would use part of it for the $140.oo cost of the snakes. Maybe the loan was for enough to get the snakes, enclosures, and some for upkeep?

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I agree with you. he just states that he was getting the loan. he never mentioned the total cost. but anyways, i agree though. if the loan was for only 140, then dont get the snakes. lets see what he says

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Originally Posted by patthesnakeman

hahahah this whole thread everyone took it the wrong way even myself. hahahahaha

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Yeah. . .that was my fault. . .my bad. . .the loan was for a couple grand. . .doesnt cost a whole lot around here to open a business (Luckily) :taz:

Hi,

Do you know the sexes for definite on the 4 normals? Because yeah that does sound a good deal for 4 females but for four males not so much unless you only want them as pets.:)

I wouldn't read anything into the yellow belly mother unless you can see the offspring are actually yellow bellies - it's the same idea as "pastel sibling" really. In an ideal world it would mean they took extra care to find the best looking mate to produce good looking offspring but sadly all to often it means as much as "my aunt had a canary once till the milkman left the window open" during a discussion of quantum mechanics.

It might be worth asking him for belly pics or something unless you don't mind getting 4 male normals.

I know you said two of them were really light and appealed to you so it really comes down to what your plans for the animals are.:cool:


dr del

so 140 for the 4 snakes total? What are the ages and sex? Who is the guy your buying from, is his story legit? Did he raise/breed them himself? 140$ for 4 young (<year old) females sounds normal. And also, I dont want to hassle you at all, but is a few grand going to cover everything? You may be able to buy property for that small amount, but can you pay for the bills out of that???

Maybe it's the market I'm around. This isn't a huge economy in MI, but the land alone would cost well into 100,000's, most likely more. And the cost for license, taxes, utilities, merchandise, and animals, along with necessary health costs. I would persoanlly shoot for 200,000's if I could. But I guess I dont know that much about the biz. :/

When I opened my grooming business, I didn't BUY land. Very few places buy the land and building. Most businesses rent the space, and set it up. I'm not sure how far $2K would go to opening up a pet store though. There's displays, there's overhead, there's product to buy... it will add up very face.

I've got pics of the snakes, the story sounds legit. Sounds about like the "I thought my 2 male mice looked funny, and then I found babies. . ." story. . .

What it boiled down to was this :

He bought 2 ball pythons (Supposedly both males) and housed them together for a while, and then he realized one of his males looked funny and took it to the vet and found out it was pregnant.

He found out everything he had to do to keep her healthy and keep her preggo until she popped out the eggs.
He then incubated the eggs until they hatched, and now he has 5 healthy babies. He sold 1 of the babies before I could get in touch with him. Dont know the exact ages or sex (maybe I should ask, but I dont think he knows the sexes either) but his GF said he cant have all these snakes so he's just trying to get his investment ($100 total for the cage and everything he had to buy) and + $40 for shipping.


And also,

I'm not buying the building, i'm renting it (VERY cheap)

Also got LOTS of stuff from a pet store that went out of business for a steal!
I have an Aunt that owns a pet store up in North Al. and she told me everything I would need and how to get started and mailed me a business plan and so I went over all of that stuff and figured out how much i'm gonna need. It's more than $2k because the licenses themselves are almost $500 all together. The loan was more than $2k also. I'll know this friday if I get it or not, so PLEASE keep your fingers crossed :)

My dad always told me, where there's a will there's a way, and I've been waiting SOOO long to prove myself to the people of my town.

I was born with a disability and so every time I apply for a job, I get turned down (The luxury of living in a small town and not having a "NAME") so I'm going to show everyone I can do it :D Luckily I have a supporting GF and supporting family who backs me 100% :)


Its funny though, how when you talk to someone on the phone they seem to ALWAYS be hiring, but then you walk in to the same business on crutches and all of a sudden they have too many employees or they just dont need the help right now. . .


IDK, maybe I just need to move to a bigger city :D

Thanks for all the support,

Nathan
Down South Dragons

dude more power to you. a good friend of mine is a district attorney and he has CP. so dont talk like that man. you set your mind to it, and do it. thats all there is

Yeah, I never give up. I know that if I put forth enough effort anything is possible.

I'm going to school to be a CPA while I start this store. . .its just kind of a back up plan. I love accounting and i'm good at it. I'm gonna be working for H&R Block this tax season (Woot, go me!)

This thread (the beginning) reminds me of a friend who always said "text is the lowest form of communication". The easiest to misunderstand, the easiest for you to leave out info and not be able to fill in the blanks for quickly, etc.

We should probably all remember that as we answer posts, :gj: