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Re: Need help saving
Quote:
Originally Posted by kevinb
Thanks Cecil I've wanted to for so long, but I was scared, still kinda am that he would find out who told them about it.
The Labor Board protects employees. They will keep it confidential.
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Quote:
Originally Posted by MrLang
Read the post and had this further comment to contribute:
Damn my generation for earning the title of the 'entitlement generation.' I'll leave it at that so I don't derail the thread.
Also, don't declaw that cat. Anyone who understands it WILL NOT advocate it. My sister is a vet and her practice, like many others who have integrity and morals, does not declaw. Anyone who doesn't understand it but ignores the advice of people who do encompasses a quality that will be harmful across many areas of life, including financially. Maybe that's why you're at where you're at. Learn to be wrong and take advice, even if the immediate outcome is not your preference.
Anyone who understands declawing and still chooses to follow through simply shouldn't be keeping any animal captive as a pet. It's one thing to be selfish and mistreat inanimate objects for your own enjoyment. It's another thing to strip a living thing of its defense and stress coping mechanism and keep it imprisoned for your amusement.
Harsh? Prob. Oh well. Not here to make friends, just engage in discussion.
My girlfriend said she's cover the extra for declaw after I told her last night I wasn't sure we should, there not on my shoulders anymore.
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Quote:
Originally Posted by cecilbturtle
The Labor Board protects employees. They will keep it confidential.
Alright thanks.
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I grew up in a house with a single parent. My mom. Times were tight. I mean tight. I mean, food bank tight. I mean, calling up her co-workers to borrow money to buy food between paychecks tight. I mean for school, I could only get school supplies I needed, and even then, it was not enough to cover my full school year. I had to learn to write tiny, so I could put two sentences on one line to save paper. All of my clothes were thrift store or garage sale clothes. And even then, we had to file for bankruptcy when I was about 7. We sold almost everything in the house, except for the beds, the couch and the main furniture. Our TV was old. I used old milk crates for my clothes.
So to say I have an appreciation for money is an understatement. I had to drop out of school at 16 so we could keep our rental unit (My mom was crying one day and I asked her why. She said we can either eat that month and live out of a car, or we couldn’t eat but we’d have a roof…) I pinched pennies hard. I learned early how to manage my money, how to shop at grocery stores, and the difference between a need and a want.
Even now, I will hesitate to buy something, even if I can afford it. If it’s a ‘want’, I have to give it serious thought.
I have a few suggestions for you, but I need to know what it is you are and aren’t paying for at your girlfriends place.
Are you paying for food?
You say you have a car. Do you know how much you spend a week?
Cell phone?
Eating out?
Additional costs, such as Xbox subscriptions or general subscriptions (such as WOW)?
Are you paying off any loans (line of credit, financing of furniture or house items, etc)?
Do you have a balance on your credit cards?
Do you know how much your interest rate is on those credit cards?
Are you paying a monthly fee for your bank accounts?
Do you have a savings fund?
How much would you estimate you spend on ‘additional’ stuff during the week (clothes, items, wants)?
How often do you look at your bank account?
Do you get paid bi-weekly, monthly, salary?
Do you guys often go out and ‘do things’ that cost money, such as the movies? If so, how often do you go in 1 pay period?
You say your girlfriend pays for things. What kinds of things?
Have you ever asked her for advice on how to save like she does? Or is it a topic that’s too sensitive to sit down and talk about?
If you had to use a ratio, how are you guys splitting the costs of living? 50/50? 30/70?
I don’t want to give you advice if it doesn’t apply to you. But if you could give us some details, that’d be awesome. Then I can hammer out some details and hopefully get you feeling more confident. I actually am going through some similar balancing issues. It’s hard, I’ll tell you. Especially if you’re feeling under stress about it. So lets work on getting you feeling more in control. The rest will come with practice and application.
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Yeah, I would go for immediately. If you're fired or anyone is, let them know or understand yourself that the Dept. of Labor WILL represent you. It's their job. They will put him through the ringer. And, if he's any amount of intelligent, he'll know they can yank either his business license or his veterinary license.
I really URGE you to report this and get it dealt with. And hey, if you get a new job during the investigation, you'll get a windfall for all the penalties he could face.
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Re: Need help saving
Quote:
Originally Posted by Kodieh
Yeah, I would go for immediately. If you're fired or anyone is, let them know or understand yourself that the Dept. of Labor WILL represent you. It's their job. They will put him through the ringer. And, if he's any amount of intelligent, he'll know they can yank either his business license or his veterinary license.
I really URGE you to report this and get it dealt with. And hey, if you get a new job during the investigation, you'll get a windfall for all the penalties he could face.
Agreed. I WISH I had gone to someone with my previous boss. I still have trouble letting go all of the stuff he put us through. By the end of my time working there, he had taken away our breaks and was only giving us 5-10 minutes to have lunch. And we were still 'on call' during that time. So when we were eating, we were still expected to answer the phones.
Report it. I'm serious. You will regret it if you don't. You guys are going through it. There is no one else with a better voice than someone who is suffering it.
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