to sue or not to sue

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Originally Posted by SarahMB

Personal responsibility dictates that if one cannot afford the state law mandated insurance, one should make other arrangements for getting to work. Not being able to afford insurance means one can't afford to drive, not one should go ahead and drive without it.

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You and I may feel that way but many people don't care. My brother had his license suspended, many tickets for no insurance no license plates etc. He carried on driving until they froze his bank account then he finally smartened up.

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Originally Posted by shiftto5

jesus christ. does no one on here understand that i was asking for advice not to be fussed at by everyone and there mom! i completly undestand what every one is saying, and agree to all of your opions. but i did not start this thread to be attacked! so for those of you that acutally did give helpful advice in a kind manner thank you! and for those of you that didnt just picture yourslef in my shoes and think about it real hard. MOD PLEASE DELETE THIS THREAD.

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I know it stinks to get attacked. But when you come to an open forum like this you have to be ready for all kinds of replies. If you think that you will be able to come on here and ask a question that is open to various interpretations and opinions. And only hear what you want to hear, and always have it sugar coated, then you are sadly mistaken. :colbert: So, pick through all the garbage and find what you are looking for. It's there even if it wasn't presented the way you wanted it to be. :gj:

The only parts of my post that were directly pointed at you were pointing out the obvious, which, the police apparantly agreed with. Like I said, hopefully you get your car fixed and everything works out. (Take that as an attack if you want, whatever.)

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Do I feel sorry for people in that position? Yeah totally. But if I got hit by someone and was seriously injured or my car was completely wrecked, I would be pissed beyond belief and not likely forgive them for a good long time. If I then found out they were driving without insurance, I would be furious beyond belief.

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I'd be pretty furious as well, however, if it was my fault, I couldn't hold a grudge. Yes, I'd be pissed for awhile, but it would soon abate, considering that it were my own fault.
I personally do the same thing this guy did, I sit in the intersection and wait until I can go (I wait until the light turns), however, after seeing this mess, I think I can spare a few minutes and wait for the next light. Learn from the mistake of another. Even if it does get charged as someone else's fault, that's still a trauma that I don't wish to put my son through, nor can I afford to have my car sitting in the garage for a week or longer.


As far as being able to afford insurance, even though I'm no longer in that situation, I simply cannot agree. Yes, everyone SHOULD have insurance, but, when people don't have enough food to feed themselves and their children, I cannot fathom demanding them to send several hundred per year to some big-name company that is rolling in dough. Life is an injustice, and I know that there's nothing that I can do to change it or to help those in need. Too bad the filthy rich don't feel the same way.

i just want to take a second and apoligize to everyone for me being crappy on here. i dont like to make excuses as to why i was crappy but i just want to apoligize so im sorry to everyone espically bettacreek, im sorry and i know you were just trying to help

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Originally Posted by shiftto5

i just want to take a second and apoligize to everyone for me being crappy on here. i dont like to make excuses as to why i was crappy but i just want to apoligize so im sorry to everyone espically bettacreek, im sorry and i know you were just trying to help

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That was very nice of you to apologize! I wanted to point something out to you that may make you feel a little better. The person that hit you without insurance is now in trouble with the law. He/she will most likely lose his/her license and I'm sure fines will follow. Yes, they could continue to drive with a suspended license but his trouble will triple if they are caught doing so and in my state they will find themselves serving some jail time if caught.

Good for you for being responsible and having insurance to cover your car. Your insurance coverage should have some sort of medical limit and will help you with your medical costs. Contact the claims adjuster at your insurance company and ask them what you are entitled to and if you don't like their answer ask to speak with their supervisor (to make sure what you are being told is fact).

Good luck!

Well, thanks, and I apologize for coming off as an ass as well. Any updates on the situation? Are you ok? Is the car fixed?

well its all working out well as of now. i did lose my job because of all of this but im not to worried about that because it wasnt that great of a job anywaz.( i lost it because i have no way to get there) my back is still messed up but im sure it will get better. and my car is being fixed( but it was only around 1grand away from being totaled.

Jeez. Hopefully you find a better job soon. Did you get your back checked out? Cars are ridiculous. I remember my stepfather had a tree branch fall on his truck and put a hole through his hood (nothing else was damaged, thankfully) and it ran around $1,500. Hopefully everything heals and gets fixed quickly.

I would not sue.... It seems to me as it wouldn't do you much good. I really really hope your back ist injured too badly! I hope you get better soon!

Best Wishes,
Luna, Cal and Ki

yah im not going to sue, it has been a really really tough week and i was alittle bit on the aggravated side so i think it was that talking and not really me